HSBC has slashed fixed rate deals by up to 25 basis points for home loans and landlord borrowers, and has started offering larger mortgages.
High Street Bank said the housing changes will see two-year and five-year mortgages reduced by up to 16bps and buy-to-let loans by up to 25bps for both movers and first-time buyers. 
The cheapest rate for a standard range home transaction is currently a five-year fixed rate of 60% loan-to-value, with a fee of £999, and a price of 3.83% for customers looking to refinance their mortgage. There is.
The company's 70% LTV and 75% LTV five-year products (with a fee of £999) are also priced at 3.99%, below 4%.
For borrowers with low deposits, FTB's high LTV range is further reduced, offering 4.16% on a five-year mortgage at 80% LTV and £350 cashback.
The bank is also introducing high-end home loans from £2 million, with house removal, FTB and remortgage fees of £1,999 at 60%, 70% and 75% LTV.
A spokesperson for HSBC UK said: “We are committed to offering the best mortgage options available and helping give our customers the financial tools they need to achieve their homeownership goals.
“That’s why, from today, we’re pleased to be introducing new high-value mortgage products to meet even higher lending needs.”
