A third of people expect borrowing costs to rise over the next year, while nearly half say they have felt the cost of rising interest rates on things like home loans and bank loans.
The Bank of England's latest inflation attitudes survey found that around 33% of consumers said they expected interest rates to rise in the next 12 months, up from 29% in August, the last time the survey was conducted. 
It also found that 45% of people said interest rates on things like home loans, bank loans and savings had risen in the past 12 months, down from 55% in August.
The public's view of borrowing costs differs from market and Bank of England Governor Andrew Bailey's expectations, with last week announcing that next year's benchmark interest rate would be set at 4.5% next year. He said he expected four 0.25% cuts from 75%.
In response to a question from the public asking how the Bank of England is doing its job of setting interest rates to curb inflation, the central bank assessed the net satisfaction balance at -1%, down from 4% in August. .
The next inflation figures are due to be released on Wednesday, with markets expecting the cost of living to rise to around 2.6% in November from 2.3% last month.
The central bank's Monetary Policy Committee is expected to keep the benchmark interest rate unchanged at 4.75% the next day.
Data firm Ipsos conducted the World Bank survey of approximately 2,000 adults between November 8 and 11.
