Paragon Bank has revamped its purchase home loan lineup, lowering interest rates on some products by 50 bps.
The update includes price reductions across two-year and five-year fixed rate buy-to-let mortgages, with a choice of fee-free, 3% and 5%, as well as a fee product of £3,995. . These products can be purchased and refinanced with 65%, 70%, and 75% loan-to-value (LTV) options. 
The new offer includes a 70% LTV two-year fix from 3.64% for single self-contained (SSC) properties (EPC AC), a 5% initial fee and a £299 application fee.
Limited edition 65% LTV fixed for 5 years, SSC properties (EPC AC) rates from 4.59%, initial fee of 5% and application fee of £150.
Also, for SSC properties (EPC AC), rates start from 5.55% with a fixed 75% LTV for 5 years, fee of £3995, application fee of £299 and cashback of £750.
These rates increase by 5bps for properties with an EPC rating of D or E and by 25bps for houses in multiple occupancy (HMO) and multi-unit blocks (MUB).
All products are available for personal and limited company applications in England, Scotland and Wales.
Commenting on the interest rate changes, James Harrison, Product Manager at Paragon Bank, said: We have passed this on to our customers, lowering interest rates on a wide range of buy-to-let mortgages. ”
Accord Mortgages will cut interest rates for the second time this month. The changes will come into effect from Thursday 12 December and include a reduction of up to 0.10% on intermediary-only lenders' 10-year fixed rate products to the residential range, with some 2-year products reduced by 0.04%. Five-year fixed interest rates have fallen by 0.06%. Fixed interest rates are reduced by 0.05% across the board in the buy-to-let range for landlord customers.
The new offer includes a two-year fee-free lock-in of 5.09% (previously 5.13%) loan-to-value (LTV) up to 75% on home purchases, £500 cashback and a free standard valuation. Included.
For remortgages, 5.05% (previously 5.11%) up to 85% LTV fixed for 5 years, including £495 fee, free standard valuation and remortgage legal services.
It also locks in 95% LTV for homebuyers to 6.17% (previously 6.21%) for two years, with a £495 fee, £250 cashback and a free standard valuation.
Accord offers a fee-free two-year fixed rate at 5.09% (previously 5.14%) to homebuyers and those refinancing up to 60% LTV for landlords seeking buy-to-let mortgages. This includes a free standard valuation.
The three-year fixed interest rate on these remortgages was 4.84% (previously 4.89%). Up to 65% LTV, £995 fee, free standard valuation and mortgage refinancing legal services.
There's also a five-year fixed rate of 4.79% (previously 4.84%) for those refinancing up to 75% LTV, with a £1,995 fee, free standard valuation and £250 cashback.
